Re Linda’s comments on solicitors. Alas, legal aid is no longer available for personal injury claims. Fans of legal irony might like to note that the act of parliament which withdrew legal aid was called the “Access to Justice Act”. If you can’t afford to sink £20,000 into a legal action, you could ask about conditional fee agreements (“no win no fee”, but don’t take the “no fee” bit too. Literally as you may need to pay insurance costs or initial legal fees arising from the solicitor assessing your claim). But RSI claims against an employer will be seen as “high risk” and thus less likely to qualify for a CFA. Good luck to anyone else who can clamber over the legal hurdles and bring a claim.
Comment: Could you please add more to this? – I read a piece in The Guardian about the problems you raise, but have forgotten an important detail. I wanted to add that you can insure yourself against costs for a one-off fee and then find that the costs anyway take away most of the compensation you’re granted. John, could you explain this one?
“Alas, legal aid is no longer available for personal injury claims” – Presumably to deter their being brought — isn’t it about time they abolished the HSE? “Fans of legal irony might like to note that the act of parliament which withdrew legal aid was called the “Access to Justice Act”. As in http://www.direct.gov.uk/en/index.htm ROTFL etc.. Unfortunately I’m angry about too many things at the moment – my DLA claim refusal; an burglary insurance claim (quite a large one) being turned down allegedly on the grounds of a basic point contained in the policy, I say “allegedly” because I was consulted about replacement computers and the replacements were costed, and the whole process took months (and because they still haven’t sent me a copy of the policy); the money I’m paying for treatment for the back the DLA doctor could see nothing wrong with at all; the 2 years I would be waiting for orthopedic assessment, let alone treatment, if my bank managed hadn’t pushed me into taking out a (cheap, thank goodness) private health policy; the danger my house will be in when, as will happen shortly, the insurers take away cover anyway (and I will be here looking after my mother, taking the time I can take to stagger up to York to try to sort it out), the money I’m spending or will have to spend that I haven’t in fact got/won’t have. Oh well. I imagine I’ll be able to tell those DLA nasties that my condition has worsened when I reapply, as it damn well will have.